Using Data to Raise the Voices of Working Americans

Curated on Posted on by Stefaan Verhulst

Ida Rademacher at the Aspen Institute: “…At the Aspen Institute Financial Security Program, we sense a growing need to ground these numbers in what people experience day-to-day. We’re inspired by projects like the Financial Diaries that helped create empathy for what the statistics mean. …the Diaries was a time-delimited project, and the insights we can gain from major banking institutions are somewhat limited in their ability to show the challenges of economically marginalized populations. That’s why we’ve recently launched a consumer insights initiative to develop and translate a more broadly sourced set of data that lifts the curtain on the financial lives of low- and moderate-income US consumers. What does it really mean to lack $400 when you need it? How do people cope? What are the aspirations and anxieties that fuel choices? Which strategies work and which fall flat? Our work exists to focus the dialogue about financial insecurity by keeping an ear to the ground and amplifying what we hear. Our ultimate goal: Inspire new solutions that react to reality, ones that can genuinely improve the financial well-being of many.

Our consumer insights initiative sees power in partnerships and collaboration. We’re building a big tent for a range of actors to query and share what their data says: private sector companies, public programs, and others who see unique angles into the financial lives of low- and moderate-income households. We are creating a new forum to lift up these firms serving consumers – and in doing so, we’re raising the voices of consumers themselves.

One example of this work is our Consumer Insights Collaborative (CIC), a group of nine leading non-profits from across the country. Each has a strong sense of challenges and opportunities on the ground because every day their work brings them face-to-face with a wide array of consumers, many of whom are low- and moderate-income families. And most already work independently to learn from their data. Take EARN and its Big Data on Small Savings project; the Financial Clinic’s insights series called Change Matters; Mission Asset Fund’s R&D Lab focused on human-centered design; and FII which uses data collection as part of its main service.

Through the CIC, they join forces to see more than any one nonprofit can on their own. Together CIC members articulate common questions and synthesize collective answers. In the coming months we will publish a first-of-its-kind report on a jointly posed question: What are the dimensions and drivers of short term financial stability?

An added bonus of partnerships like the CIC is the community of practice that naturally emerges. We believe that data scientists from all walks can, and indeed must, learn from each other to have the greatest impact. Our initiative especially encourages cooperative capacity-building around data security and privacy. We acknowledge that as access to information grows, so does the risk to consumers themselves. We endorse collaborative projects that value ethics, respect, and integrity as much as they value cross-organizational learning.

As our portfolio grows, we will invite an even broader network to engage. We’re already working with NEST Insights to draw on NEST’s extensive administrative data on retirement savings, with an aim to understand more about the long-term implications of non-traditional work and unstable household balance sheets on financial security….(More)”.

Public Attitudes Toward Computer Algorithms

Curated on Posted on by Stefaan Verhulst

Aaron Smith at the Pew Research Center: “Algorithms are all around us, utilizing massive stores of data and complex analytics to make decisions with often significant impacts on humans. They recommend books and movies for us to read and watch, surface news stories they think we might find relevant, estimate the likelihood that a tumor is cancerous and predict whether someone might be a criminal or a worthwhile credit risk. But despite the growing presence of algorithms in many aspects of daily life, a Pew Research Center survey of U.S. adults finds that the public is frequently skeptical of these tools when used in various real-life situations.

This skepticism spans several dimensions. At a broad level, 58% of Americans feel that computer programs will always reflect some level of human bias – although 40% think these programs can be designed in a way that is bias-free. And in various contexts, the public worries that these tools might violate privacy, fail to capture the nuance of complex situations, or simply put the people they are evaluating in an unfair situation. Public perceptions of algorithmic decision-making are also often highly contextual. The survey shows that otherwise similar technologies can be viewed with support or suspicion depending on the circumstances or on the tasks they are assigned to do….

The following are among the major findings.

The public expresses broad concerns about the fairness and acceptability of using computers for decision-making in situations with important real-world consequences

Majorities of Americans find it unacceptable to use algorithms to make decisions with real-world consequences for humans

By and large, the public views these examples of algorithmic decision-making as unfair to the people the computer-based systems are evaluating. Most notably, only around one-third of Americans think that the video job interview and personal finance score algorithms would be fair to job applicants and consumers. When asked directly whether they think the use of these algorithms is acceptable, a majority of the public says that they are not acceptable. Two-thirds of Americans (68%) find the personal finance score algorithm unacceptable, and 67% say the computer-aided video job analysis algorithm is unacceptable….

Attitudes toward algorithmic decision-making can depend heavily on context

Despite the consistencies in some of these responses, the survey also highlights the ways in which Americans’ attitudes toward algorithmic decision-making can depend heavily on the context of those decisions and the characteristics of the people who might be affected….

When it comes to the algorithms that underpin the social media environment, users’ comfort level with sharing their personal information also depends heavily on how and why their data are being used. A 75% majority of social media users say they would be comfortable sharing their data with those sites if it were used to recommend events they might like to attend. But that share falls to just 37% if their data are being used to deliver messages from political campaigns.

Across age groups, social media users are comfortable with their data being used to recommend events - but wary of that data being used for political messaging

In other instances, different types of users offer divergent views about the collection and use of their personal data. For instance, about two-thirds of social media users younger than 50 find it acceptable for social media platforms to use their personal data to recommend connecting with people they might want to know. But that view is shared by fewer than half of users ages 65 and older….(More)”.

A Doctor’s Prescription: Data May Finally Be Good for Your Health

Curated on Posted on by Stefaan Verhulst

Interview by Art Kleiner: “In 2015, Robert Wachter published The Digital Doctor: Hope, Hype, and Harm at the Dawn of Medicine’s Computer Age, a skeptical account of digitization in hospitals. Despite the promise offered by the digital transformation of healthcare, electronic health records had not delivered better care and greater efficiency. The cumbersome design, legacy procedures, and resistance from staff were frustrating everyone — administrators, nurses, consultants, and patients. Costs continued to rise, and preventable medical mistakes were not spotted. One patient at Wachter’s own hospital, one of the nation’s finest, was given 39 times the correct dose of antibiotics by an automated system that nobody questioned. The teenager survived, but it was clear that there needed to be a new approach to the management and use of data.

Wachter has for decades considered the delivery of healthcare through a lens focused on patient safety and quality. In 1996, he coauthored a paper in the New England Journal of Medicine that coined the term hospitalist in describing and promoting a new way of managing patients in hospitals: having one doctor — the hospitalist — “own” the patient journey from admission to discharge. The primary goal was to improve outcomes and save lives. Wachter argued it would also reduce costs and increase efficiency, making the business case for better healthcare. And he was right. Today there are more than 50,000 hospitalists, and it took just two years from the article’s publication to have the first data proving his point. In 2016, Wachter was named chair of the Department of Medicine at the University of California, San Francisco (UCSF), where he has worked since 1990.

Today, Wachter is, to paraphrase the title of a recent talk, less grumpy than he used to be about health tech. The hope part of his book’s title has materialized in some areas faster than he predicted. AI’s advances in imaging are already helping the detection of cancers become more accurate. As data collection has become better systematized, big technology firms such as Google, Amazon, and Apple are entering (in Google’s case, reentering) the field and having more success focusing their problem-solving skills on healthcare issues. In his San Francisco office, Wachter sat down with strategy+businessto discuss why the healthcare system may finally be about to change….

Systems for Fresh Thinking

S+B: The changes you appreciate seem to have less to do with technological design and more to do with people getting used to the new systems, building their own variations, and making them work.
WACHTER: The original electronic health record was just a platform play to get the data in digital form. It didn’t do anything particularly helpful in terms of helping the physicians make better decisions or helping to connect one kind of doctor with another kind of doctor. But it was a start.

I remember that when we were starting to develop our electronic health record at UCSF, 12 or 13 years ago, I hired a physician who is now in charge of our health computer system. I said to him, “We don’t have our electronic health record in yet, but I’m pretty sure we will in seven or eight years. What will your job be when that’s done?” I actually thought once the system was fully implemented, we’d be done with the need to innovate and evolve in health IT. That, of course, was asinine.

S+B: That’s like saying to an auto mechanic, “What will your job be when we have automatic transmissions?”
WACHTER: Right, but even more so, because many of us saw electronic health records as the be-all and end-all of digitally facilitated medicine. But putting in the electronic health record is just step one of 10. Then you need to start connecting all the pieces, and then you add analytics that make sense of the data and make predictions. Then you build tools and apps to fit into the workflow and change the way you work.

One of my biggest epiphanies was this: When you digitize, in any industry, nobody is clever enough to actually change anything. All they know how to do is digitize the old practice. You only start seeing real progress when smart people come in, begin using the new system, and say, “Why the hell do we do it that way?” And then you start thinking freshly about the work. That’s when you have a chance to reimagine the work in a digital environment…(More)”.

Human Rights in the Big Data World

Curated on Posted on by Stefaan Verhulst

Paper by Francis Kuriakose and Deepa Iyer: “Ethical approach to human rights conceives and evaluates law through the underlying value concerns. This paper examines human rights after the introduction of big data using an ethical approach to rights. First, the central value concerns such as equity, equality, sustainability and security are derived from the history of digital technological revolution. Then, the properties and characteristics of big data are analyzed to understand emerging value concerns such as accountability, transparency, tracability, explainability and disprovability.

Using these value points, this paper argues that big data calls for two types of evaluations regarding human rights. The first is the reassessment of existing human rights in the digital sphere predominantly through right to equality and right to work. The second is the conceptualization of new digital rights such as right to privacy and right against propensity-based discrimination. The paper concludes that as we increasingly share the world with intelligence systems, these new values expand and modify the existing human rights paradigm….(More)”.

Text Analysis Systems Mine Workplace Emails to Measure Staff Sentiments

Curated on Posted on by Stefaan Verhulst

Alan Rothman at LLRX: “…For all of these good, bad or indifferent workplaces, a key question is whether any of the actions of management to engage the staff and listen to their concerns ever resulted in improved working conditions and higher levels of job satisfaction?

The answer is most often “yes”. Just having a say in, and some sense of control over, our jobs and workflows can indeed have a demonstrable impact on morale, camaraderie and the bottom line. As posited in the Hawthorne Effect, also termed the “Observer Effect”, this was first discovered during studies in the 1920’s and 1930’s when the management of a factory made improvements to the lighting and work schedules. In turn, worker satisfaction and productivity temporarily increased. This was not so much because there was more light, but rather, that the workers sensed that management was paying attention to, and then acting upon, their concerns. The workers perceived they were no longer just cogs in a machine.

Perhaps, too, the Hawthorne Effect is in some ways the workplace equivalent of the Heisenberg’s Uncertainty Principle in physics. To vastly oversimplify this slippery concept, the mere act of observing a subatomic particle can change its position.¹

Giving the processes of observation, analysis and change at the enterprise level a modern (but non-quantum) spin, is a fascinating new article in the September 2018 issue of The Atlantic entitled What Your Boss Could Learn by Reading the Whole Company’s Emails, by Frank Partnoy.  I highly recommend a click-through and full read if you have an opportunity. I will summarize and annotate it, and then, considering my own thorough lack of understanding of the basics of y=f(x), pose some of my own physics-free questions….

Today the text analytics business, like the work done by KeenCorp, is thriving. It has been long-established as the processing behind email spam filters. Now it is finding other applications including monitoring corporate reputations on social media and other sites.²

The finance industry is another growth sector, as investment banks and hedge funds scan a wide variety of information sources to locate “slight changes in language” that may point towards pending increases or decreases in share prices. Financial research providers are using artificial intelligence to mine “insights” from their own selections of news and analytical sources.

But is this technology effective?

In a paper entitled Lazy Prices, by Lauren Cohen (Harvard Business School and NBER), Christopher Malloy (Harvard Business School and NBER), and Quoc Nguyen (University of Illinois at Chicago), in a draft dated February 22, 2018, these researchers found that the share price of company, in this case NetApp in their 2010 annual report, measurably went down after the firm “subtly changes” its reporting “descriptions of certain risks”. Algorithms can detect such changes more quickly and effectively than humans. The company subsequently clarified in its 2011 annual report their “failure to comply” with reporting requirements in 2010. A highly skilled stock analyst “might have missed that phrase”, but once again its was captured by “researcher’s algorithms”.

In the hands of a “skeptical investor”, this information might well have resulted in them questioning the differences in the 2010 and 2011 annual reports and, in turn, saved him or her a great deal of money. This detection was an early signal of a looming decline in NetApp’s stock. Half a year after the 2011 report’s publication, it was reported that the Syrian government has bought the company and “used that equipment to spy on its citizen”, causing further declines.

Now text analytics is being deployed at a new target: The composition of employees’ communications. Although it has been found that workers have no expectations of privacy in their workplaces, some companies remain reluctant to do so because of privacy concerns. Thus, companies are finding it more challenging to resist the “urge to mine employee information”, especially as text analysis systems continue to improve.

Among the evolving enterprise applications are the human resources departments in assessing overall employee morale. For example, Vibe is such an app that scans through communications on Slack, a widely used enterprise platform. Vibe’s algorithm, in real-time reporting, measures the positive and negative emotions of a work team….(More)”.

Craft metrics to value co-production

Curated on Posted on by Stefaan Verhulst

Liz Richardson and Beth Perry at Nature: “Advocates of co-production encourage collaboration between professional researchers and those affected by that research, to ensure that the resulting science is relevant and useful. Opening up science beyond scientists is essential, particularly where problems are complex, solutions are uncertain and values are salient. For example, patients should have input into research on their conditions, and first-hand experience of local residents should shape research on environmental-health issues.

But what constitutes success on these terms? Without a better understanding of this, it is harder to incentivize co-production in research. A key way to support co-production is reconfiguring that much-derided feature of academic careers: metrics.

Current indicators of research output (such as paper counts or the h-index) conceptualize the value of research narrowly. They are already roundly criticized as poor measures of quality or usefulness. Less appreciated is the fact that these metrics also leave out the societal relevance of research and omit diverse approaches to creating knowledge about social problems.

Peer review also has trouble assessing the value of research that sits at disciplinary boundaries or that addresses complex social challenges. It denies broader social accountability by giving scientists a monopoly on determining what is legitimate knowledge1. Relying on academic peer review as a means of valuing research can discourage broader engagement.

This privileges abstract and theoretical research over work that is localized and applied. For example, research on climate-change adaptation, conducted in the global south by researchers embedded in affected communities, can make real differences to people’s lives. Yet it is likely to be valued less highly by conventional evaluation than research that is generalized from afar and then published in a high-impact English-language journal….(More)”.

Desire paths: the illicit trails that defy the urban planners

Curated on Posted on by Stefaan Verhulst

Ellie Violet Bramley at The Guardian: “We’ve all been there. You want a short cut – to the bus stop, office or corner shop – but there’s no designated path. Others before you have already flattened the grass, or cut a line through a hedge. Why not, you think.

So goes the logic of “desire paths” – described by Robert Macfarlane as “paths & tracks made over time by the wishes & feet of walkers, especially those paths that run contrary to design or planning”; he calls them “free-will ways”. The New Yorker offers other names: “cow paths, pirate paths, social trails, kemonomichi (beast trails), chemins de l’âne (donkey paths), and Olifantenpad (elephant trails)”. JM Barrie described them as “Paths that have Made Themselves”….

Desire paths have been described as illustrating “the tension between the native and the built environment and our relationship to them”. Because they often form in areas where there are no pavements, they can be seen to “indicate [the] yearning” of those wishing to walk, a way for “city dwellers to ‘write back’ to city planners, giving feedback with their feet”.

But as well as revealing the path of least resistance, they can also reveal where people refuse to tread. If you’ve been walking the same route for years, an itchy-footed urge to go off-piste, even just a few metres, is probably something you’ll identify with. It’s this idea that led one academic journal to describe them as a record of “civil disobedience”.

Rather than dismiss or even chastise the naughty pedestrian by placing fences or railings to block off “illicit” wanderings, some planners work to incorporate them into urban environments. This chimes with the thinking of Jane Jacobs, an advocate of configuring cities around desire lines, who said: “There is no logic that can be superimposed on the city; people make it, and it is to them … that we must fit our plans.”…(More)”.

Open Data, Grey Data, and Stewardship: Universities at the Privacy Frontier.

Curated on Posted on by Stefaan Verhulst

Paper by Christine L. Borgman: “As universities recognize the inherent value in the data they collect and hold, they encounter unforeseen challenges in stewarding those data in ways that balance accountability, transparency, and protection of privacy, academic freedom, and intellectual property. Two parallel developments in academic data collection are converging: (1) open access requirements, whereby researchers must provide access to their data as a condition of obtaining grant funding or publishing results in journals; and (2) the vast accumulation of “grey data” about individuals in their daily activities of research, teaching, learning, services, and administration.

The boundaries between research and grey data are blurring, making it more difficult to assess the risks and responsibilities associated with any data collection. Many sets of data, both research and grey, fall outside privacy regulations such as HIPAA, FERPA, and PII. Universities are exploiting these data for research, learning analytics, faculty evaluation, strategic decisions, and other sensitive matters. Commercial entities are besieging universities with requests for access to data or for partnerships to mine them. The privacy frontier facing research universities spans open access practices, uses and misuses of data, public records requests, cyber risk, and curating data for privacy protection. This Article explores the competing values inherent in data stewardship and makes recommendations for practice by drawing on the pioneering work of the University of California in privacy and information security, data governance, and cyber risk….(More)”.

Social Media Use in Crisis and Risk Communication: Emergencies, Concerns and Awareness

Curated on Posted on by Stefaan Verhulst

Open Access Book edited by Harald Hornmoen and Klas Backholm: ” This book is about how different communicators – whether professionals, such as crisis managers, first responders and journalists, or private citizens and disaster victims – have used social media to communicate about risks and crises. It is also about how these very different actors can play a crucial role in mitigating or preventing crises. How can they use social media to strengthen their own and the public’s awareness and understanding of crises when they unfold? How can they use social media to promote resilience during crises and the ability to deal with the after-effects? Moreover, what can they do to avoid using social media in a manner that weakens the situation awareness of crisis workers and citizens, or obstructs effective emergency management?

The RESCUE (Researching Social Media and Collaborative Software Use in Emergency Situations) project, on which this book is based, has sought to enable a more efficient and appropriate use of social media among key communicators, such as journalists and government actors involved in crisis management. Through empirical studies, and by drawing on relevant theory, the collection aims to improve our understanding of how social media have been used in different types of risks and crises. Building on our empirical work, we provide research-based input into how social media can be used efficiently by different communicators in a way appropriate to the specific crisis and to the concerns of the public.

We address our questions by presenting new research-based knowledge on social media use during different crises: the terrorist attacks in Norway on 22 July 2011; the central European floods in Austria in 2013; and the West African Ebola outbreak in 2014. The social media platforms analysed include the most popular ones in the affected areas at the time of the crises: Twitter and Facebook. By addressing such different cases, the book will move the field of crisis communication in social media beyond individual studies towards providing knowledge which is valid across situations….(More)”.

Future Politics: Living Together in a World Transformed by Tech

Curated on Posted on by Stefaan Verhulst

Book by Jamie Susskind: “Future Politics confronts one of the most important questions of our time: how will digital technology transform politics and society? The great political debate of the last century was about how much of our collective life should be determined by the state and what should be left to the market and civil society. In the future, the question will be how far our lives should be directed and controlled by powerful digital systems — and on what terms?

Jamie Susskind argues that rapid and relentless innovation in a range of technologies — from artificial intelligence to virtual reality — will transform the way we live together. Calling for a fundamental change in the way we think about politics, he describes a world in which certain technologies and platforms, and those who control them, come to hold great power over us. Some will gather data about our lives, causing us to avoid conduct perceived as shameful, sinful, or wrong. Others will filter our perception of the world, choosing what we know, shaping what we think, affecting how we feel, and guiding how we act. Still others will force us to behave certain ways, like self-driving cars that refuse to drive over the speed limit.

Those who control these technologies — usually big tech firms and the state — will increasingly control us. They will set the limits of our liberty, decreeing what we may do and what is forbidden. Their algorithms will resolve vital questions of social justice, allocating social goods and sorting us into hierarchies of status and esteem. They will decide the future of democracy, causing it to flourish or decay.

A groundbreaking work of political analysis, Future Politics challenges readers to rethink what it means to be free or equal, what it means to have power or property, what it means for a political system to be just or democratic, and proposes ways in which we can — and must — regain control….(More)”.